Call Us : 888-880-5663

Select Account Type Below

Level One Bank Locations
login login
You Pick We Pay Checking Promotion

You Pick. We Pay! Checking Account Promotion 

Open a new personal checking account and pick from a variety of TV streaming services like Disney+, Apple TV+ and ESPN+. We’ll pay for one year of the streaming service, in the form of a 12-month subscription card or gift card. See below for details and eligibility requirements.*

You Pick the TV Streaming Service, We Pay for 1-Year!

Enjoy 1-year on us! Take your pick:*


Open Your Account Online or In-Person

Open a new personal checking account online in minutes using Promo Code YOUPICK. Or, visit one of our local banking centers to open your account in-person.*

Compare Accounts

Account features My Free Checking My Value Checking My Interest Checking Level One @ School Checking1 Veteran Checking2
Earns Interest  


Tiered Interest



Free Online & Mobile Banking3
Unlimited ATM refunds nationwide4
$0.10 cash back on debit card purchases5  
Free printed checks  



First order free with ongoing 50% discount6
No fee Cashier's Checks  




Mortgage loan credit7  




Safe Deposit Box discount   10% 20% 10% 10%
BaZing Membership - Cell phone protection, shopping discounts and more8  
MINIMUM DEPOSIT TO OPEN $50.00 $50.00 $50.00 $50.00 $50.00
MONTHLY SERVICE FEE FREE $5.00 $10.00 $3.00 paper statement fee $3.00

No monthly service fee when you sign-up for direct deposit and eStatements. ($3.00 service fee refund with direct deposit and/or $2.00 service fee refund with eStatements)9

No monthly service fee with $5,000.00 average daily balance or $25,000.00 average daily deposit relationship balance or ownership of a business deposit account at Level One Bank.

No monthly service fee with eStatements.9

No monthly service fee with a combined direct deposit of $500.00 or more per month.


Open Now Open Now Open Now Open Now Open Now

Important Disclosures and Information

*You Pick We Pay: Offer is effective 6/14/2021 and subject to change or cancellation at any time without notice. Not available to existing personal checking clients or those whose accounts have closed within 90 days or closed with a negative balance. One offer per customer. Must be 18 years of age or older to qualify. Offer must be presented at time of account opening. For in-branch account opening, offer can be printed or presented on mobile device. For online account opening, promotional code YOUPICK must be entered in the online application. Eligible checking accounts include: My Free Checking, My Value Checking, My Interest Checking, Level One @ School Checking and Veteran Checking. Minimum deposit of $50 is required to open a checking account. 12-month subscription will be provided in the form of a gift card or a subscription card, depending on the subscription type you choose. Subscription offer is considered taxable income and will be reported to the IRS on your 1099-INT form. To receive your 12-month subscription: After opening a new personal checking account in-branch or online at www.levelonebank.com, we will provide instructions to complete a You Pick, We Pay Subscription Form on our website where you will make your subscription selection. The Subscription Form must be submitted within 90 days of account opening. Within 30 days after receipt of your submitted subscription form, and after your submission has been validated for eligibility, your gift card or subscription card will be sent via email to the email address you provided. It is your sole responsibility to sign-up for the subscription service using the gift card/subscription card provided, and to manage the subscription thereafter, including cancelling the subscription if you do not wish to continue the service or pay for the service after 12 months. Use of gift card/subscription card constitutes acceptance of subscriber agreements and all applicable terms & conditions. Additional restrictions from Apple, Disney+ and ESPN+ may apply. Level One Bank is not responsible for any lost or stolen gift cards/subscription cards; cards are non-refundable and cannot be returned for a cash refund. Level One Bank is not affiliated with Apple, Disney+ or ESPN+. © 2021 Apple Inc. © 2021 Disney and its related entities.

1 Must be a student between ages 16 - 25 with proof of student eligibility. After account holder reaches age 25, the account will be converted to My Value Checking. Must be 18 years or older to open an account online. Students under 18 years of age must visit a banking center to open an account and must have a parent or legal guardian as co-owner on the account.

2 All USA Military Veterans, current USA military personnel, USA military reservists and immediate USA military family members residing in the same household are eligible for the Veteran Checking Program. Military branches include Army, Navy, Air Force, Marine, National Guard, Coast Guard and Border Patrol.

3 Online Banking, Mobile Banking and Bill Pay services are free. Some services within Online Banking may be assessed a fee. See the Online Banking Agreement and Disclosure for more information. Standard text message or internet data rates may apply. See your mobile or internet provider for more information.

4 Level One Bank offers unlimited refunds for ATM fees charged in the United States. Fees are automatically refunded immediately after they are charged to the account. We reserve the right to modify or discontinue the ATM fee refund at any time.

Must choose credit at time of purchase.  Eligible accounts receive eligible credits at end of statement cycle.  Credits may carry over to the following statement cycle. 

6 Only applies to the Veteran Checking standard check design. Other check designs are available at full retail price.

7 Credit available to new and existing Level One residential mortgage customers. Credit available on conventional loans, government loans and jumbo loans. Not available on High LTV, construction, equity loans or lines of credit, or classic portfolio loan products. Credit will be reflected as a lender credit at closing on the HUD settlement statement. Loan must close to receive credit.

8 Included with optional BaZing Full Membership package. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Level One Bank, its affiliates, or any government agency. Level One Bank is not an affiliate of BaZing or its associates.

9 Account must be in active status to receive eStatement refund. See a Bank representative for details on active status requirements.

Level One Bank reserves the right to change these accounts at any time. Fees may reduce earnings on account. Must be 18 years or older to open an account online.

How can we help?

Call and speak with a customer service representative 24/7 - nights, weekends, and most holidays. Or, visit our Customer Support Center to submit a request for assistance, chat with our team, and view frequently asked questions. 


Thank you for visiting https://www.levelonebank.com/Personal/Checking-Accounts/You-Pick-We-Pay
footer icon footer icon