1 Mobile banking, including mobile check deposit, is free. Internet and data usage may apply. Please contact your internet service or mobile phone provider for details on usage charges and limitations. System availability and response times are subject to market conditions and speeds may vary. Mobile Banking is subject to our Online Terms of Service and Consumer Online Banking Agreement and Disclosure. Some services within Mobile Banking may require additional acknowledgement of separate terms of usage and (if applicable) acknowledgement of any applicable fees and service charges. Some services within mobile banking and bill pay may be assessed a fee. 2 Must choose credit at time of purchase. Eligible accounts receive eligible credits at end of statement cycle. Credits may carry over to the following statement cycle. 3 Credit available to new and existing Level One residential mortgage customers. Credit available on conventional loans, government loans and jumbo loans. Not available on High LTV, construction, equity loans or lines of credit, or classic portfolio loan products. Credit will be reflected as a lender credit at closing on the Closing Disclosure. Loan must close to receive credit. Cannot be combined with any other Level One Bank lender credits. Total lender credits combined with any other loan credits (including seller credits) cannot exceed total closing costs. 4 Included with optional BaZing Full Membership package. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Level One Bank, its affiliates, or any government agency. Level One Bank is not an affiliate of BaZing or its associates. Whiting Law is not affiliated with Level One Bank. Level One Bank reserves the right to change this account at any time. Fees may reduce earnings on the account.