David Watkins, Community Investment Manager
Thank you for visiting my website. I hope you find all the information you are looking for. Feel free to contact me if you have any questions or would like to learn more about the community lending programs offered at Level One Bank.
David Watkins, NMLS #1205533
Community Investment Manager
32991 Hamilton Court
Farmington Hills, MI 48334
Greetings! My name is David G. Watkins and I am the Community Investment Manager at Level One Bank. My responsibility at Level One is to create affordable housing opportunities for low-to-moderate (LMI) clients throughout Southeast Michigan and Grand Rapids. In just under three years, I have been able to successfully distribute over $2.5 Million in grant funding used to help LMI first-time homebuyers and also provide small home repairs for low income homeowners.
I humbly earned the “2015 Community Hero Award”, given annually by Pastor Marvin Winans of the Perfecting Community Development Corporation which recognizes banking professionals that demonstrate outstanding leadership and goodwill in the community. I’ve been featured on the PBS television talk show “Just Ask” with host Marsha Florence, and the TCT cable network community program, "The Public Report" with host William H. Arrington to speak about grant funding available to seniors and persons with disabilities. At Level One Bank, I play an important role in creating new partnerships that foster sustainable homeownership opportunities, such as Macomb Habitat for Humanity, Community Housing Network and Southwest Economic Solutions; organizations that provide both lending and depository relationships for our dynamic and very robust community development team.
My educational background includes the pursuit of a Master of Education Degree from Central Michigan University in Curriculum Development, a graduate alum of Walsh College earning a Master of Science degree in Strategic Leadership, a BBA undergraduate degree from Davenport University in Management, and I am also a graduate of Leadership Detroit Class XXXI. I actively serve on several leadership committees such as Alliance for Economic Inclusion, CRA Associations – Michigan, Wayne (Officer), Oakland and Macomb, Communities First Incorporated (Advisory Committee), Community Social Services - Senior Companion Program (Advisory Board Chair), and Detroit Pregnancy Test & Help Center (Board Member).
Personally, I am a huge fan of jazz music, play bass guitar, love to travel, and I am the father of two lovely daughters – Ashley and Kailah.
Community Lending Programs
Welcome Home Loan Program for Low-to-Moderate Income Homebuyers
Level One Bank has developed a unique mortgage program designed to help provide affordable homeownership to local individuals who meet certain income requirements and are financing a primary residence in Oakland, Wayne or Macomb counties.
Grant Programs for Low-Income Homeowners in Michigan
Level One Bank offers a variety of grant programs to assist low-income homeowners with various needs, including down payment assistance, barrier-free home improvements and more.
Homeownership Opportunities Program (HOP) – assists first-time home buyers with down payment and closing cost assistance
Neighborhood Impact Program (NIP) - assists existing homeowners in the rehabilitation of their homes
Accessibility Modifications Program (AMP) - assists senior homeowners or households with person(s) with disabilities make barrier-free home improvements
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