Banking Together: We are pleased to announce legal approval for the merger of First Merchants Bank and Level One Bank. Learn More.

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Specialty Small Business Loans

We understand that traditional lending doesn't suit all businesses. For companies who feel traditional lending is too limiting, we offer a range of alternative solutions, from Cash Flow Lines of Credit to Small Business Administration Loans.


Cash Flow Lines of Credit

When your company needs additional working capital unattainable from a traditional line of credit, a Cash Flow Line of Credit may be the appropriate solution for you. The Cash Flow Line of Credit program is used to enhance your cash flow and cash collections. It provides quick, reliable access to working capital by allowing you to immediately advance up to 90% against accounts receivable. Cash Flow Lines of Credit refine collections management and provide detailed management reports, enabling you to focus on your business, not collections. Our industry-leading professionals deliver customized solutions to help mid-market and small businesses achieve significant growth or to finance acquisitions, management buyouts, and leveraged recapitalizations that cannot be accomplished through traditional financing products.


Small Business Administration (SBA) Loans

When your business needs financing for growth and expansion, you can count on Level One Bank for flexible SBA solutions. We offer a wide variety of SBA loans intended to provide cash relief and fuel the growth of your business. Depending on the program, you can benefit from lower down payments (as low as 10%); longer amortizations (as long as 25 years); and low, long-term fixed rates. As an innovative provider of lending solutions, we understand the capital requirements of your business. Our bankers provide personalized service, expertise, and professional guidance to help your business take full advantage of SBA loan benefits. Start expanding or building your business through one of the below SBA loan programs.


504 Program

Term loans of up to $12.5 million intended for industrial or commercial building purchases and the acquisition of equipment.

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7(a) Program

Term loans and lines of credit up to $5 million intended for acquisition of assets, refinancing and working capital.

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SBA Express

Term loans and lines of credit up to $350,000 intended for acquisition of assets, refinancing and working capital.

  • Under the SBA Veterans Advantage, loans up to $350,000 may be available to veterans and members of the military community (and their spouses) who want to start or grow a business.
  • Under the Export Express, loans of up to $500,000 may be available to those looking to develop or expand sales overseas.

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All financing is subject to credit approval.

How can we help?

Call and speak with a customer service representative or visit our Customer Support Center to submit a request for assistance, chat with our team, and view frequently asked questions. 


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