1Annual Percentage Yield. APY assumes interest is credited to the account. Minimum deposit to open is $10,000. Minimum daily balance required to obtain APY is $10,000. Available for personal accounts only. Not available for business accounts, public funds or IRAs. Withdrawals and fees may reduce earnings on the account. Rate is accurate as of 08/10/2018 and is subject to change at any time. You will have 10 calendar days after the maturity date to withdraw funds without a penalty. Level One reserves the right to change this account at any time. 2Up to one early withdrawal penalty will be waived when withdrawn no sooner than 10 months after the initial date of deposit, provided funds are available and the withdrawal does not result in a balance below the minimum daily balance requirement. All other withdrawals will be subject to an early withdrawal penalty of 180 days interest on the amount withdrawn. 10 months after the initial date of deposit, the minimum daily balance required to obtain APY lowers to $5,000. At time of maturity, the CD will automatically renew as an 18-month CD, regardless of the original monthly term unless funds are withdrawn or we are notified in writing prior to maturity of intention not to renew.